Archive for November, 2008
What are the best companies to use to hire RV trucks in the US and where do I find out trailer parks etc ?
hi there,
You didn't say which state you were heading to in order to get the RV so that makes it a little harder to tell you where you should go Cruise America is really good see the first link
When you rent an RV they will generally give you a map of RV parks See the second link they have a list of RV parks in different states
I have provided some links below for you to check out -
If you would like more links type into your search browser(engine) RV rentals and loads of sites will pop up
Enjoy your trip 
My parked car got smashed by a homeless woman driving an RV. She has no insurance, no address, no current drivers license, and no phone. I filed a police report and a claim with my insurance, but does anyone have any ideas on how to take someone who has nothing to claims court? Thanks!
Hopefully you have collision coverage, then you are covered, no question, but you will have to pay your deductible. You may or may not have uninsured motorist property damage (depending on your state). If you have both UMPD & collision, you will have no deductible, if you just have UMPD & do not have collision, you will have a small deductible ($150-$250) - depending on the laws of your state. If you are in NH & do not have collision, you have no coverage for your car (their UMPD is VERY limited). Good luck getting blood from a stone if you try to go after her personally. If at all possible go to your insurance company to get coverage for your car & let them go after her for the damages. They have the attorneys & knowledge & the time to use every avenue they can to collect from her.
My RV is parked on a seasonal campsite, is self-contained, and used by me on and off for 6.5 months. The loan on it states that the bank has "security interest in the property being purchased".
Can the loan interest be deducted on my taxes since this is my second home?
Yes.
Under the IRC (Internal Revenue Code) it appears that your RV meets the critieria of being a 'qualified residence'. That being the case, and that you occupy it more than 14 days of the year, you are able to deduct the interest on schedule A of your income tax return.
I don't do tents, but I have a child that would like to go camping.
What was your RV rental experience? Fun? Easy? Expensive?
Shop around, it can cost quite a bit depending on the size. Bigger ones can be up to $100/day.
Look for a smaller RV to start if you never drove anything that big before. Something about the size of a small moving van. You could also rent the tow behind if you have a truck.
You really have to be into the "outdoor" experience to enjoy one unless you're getting a luxury model.
I was vacuuming my car (passenger side) at the local service station, well away from any road or marked laneway, and was hit on the open passenger door by someone driving a large RV. The insurance company said I may absorb some or all of the blame because my passenger door was open. It was not in a laneway but off to the side at the service stations far edge - I was not blocking anyone. My car was not moving.
Is there any truth to this???? It seems incredible to me that someone can hit a parked car's door and not be at fault. Especially as I was well off to the side by the fence at the perimeter of the lot.
Any thoughts? I am from BC Canada and deal with ICBC.
The only reason you might get stuck with the cost is because a parking area is not subject to normal rules of the road. However, if the police report shows them being at fault then you can get their insurance to pay for it.
I own a 40’ X 60’ X 15’ concrete building for personal use, to storage my RV. I would like to know what personal loan programs, including terms and rates, are available if I use this property as collateral? Would the terms and rates be similar if (I were to use my personal residence as collateral? (Equity loan).
I want this loan to be an equity loan, not a commercial loan.
PLEASE I NEED ANSWERS FROM LOAN OFFICERS ONLY.
THANK YOU VERY MUCH
I already talk to some officers, but I want more opinions from other banks
Is the building on that same parcel as your personal residence?
If not, that loan would not have the same terms as a Owner Occupied Home Equity Loan.
If that concrete building is on the same land parcel that is part of your primary personal residence, simply have your lender do an appraisal to include the additional value of that concrete building , along with your house to find out any additional equity available to you.
If the building is on an adjacent lot, you may be able to combine the parcel of your primary residence with the adjoining parcel with the storage building to get Owner Occupied treatment .
Keep in mind that this would encumber your entire property including your house. They will not segregate the loan to only cover that building.
I'm interested in securing an RV for a trip with some friends from Boston to Atlanta. We're looking at renting the RV for about a week. Any suggestions on companies that allow a pick up in Boston, and a drop off in Atlanta, without charging outrageous drop off fees?
You've got two major RV rental companies, Cruise America and El Monte, these would be you best choice. These two companies have been around for years and are stable with a good working fleet.
Read the contract you are going to sign and understand everything. Make sure a tech goes over operation of the RV thourghly with you.
So, last year I had a travel trailer that had a water leak. Insurance paid $4K to have the floor fixed. The soiled area was at the front of the trailer and water came in from a busted tee fitting in the wall. Everything is fixed and one year goes by; now the next section of flooring is soaked again, but something interesting is noticed…the flooring towards the walls are all dry, but the middle is only soaked touching the part that was previously repaired. I think it is related because of wet insulation from the previous leak. Insurance says it came from wet insulation and they don't know why. The repair guy said he pulled out all the wet insulation from before. Nobody can really come up with a logical reason why the floor got wet… Insurance isn't wanting to pay, the repair guy says it's not related. what do I do
Your choices are simple: forget it or pursue it.
If you decide to pursue it, you will need to either convince the insurance company that you are right or that it would be better to pay you than to fight you. In other words, threaten to hire a lawyer.)
I currently own a mobile home and pay lot rent every month. I am not employed. My husband is retired. We travel in an RV about 6 months out of the year. I think owning land would be nice.
Cash unless you need your money for something more important. With cash you pay the actual price with no interest. Another question you should ask is if you think your mutual funds are going to go up in price in the soon future.
We’ve homeschooled for 15 years.
We’d like to buy an RV and take off across the country. As travelers, will anyone bother us about the boys not being in a government school?
If we take a rental house for a few months somewhere, will we be considered residents instead of vacationing?
We're planning a fun vacation, not something that will allow a strange society to beat up on our family continually.
1. As long as you’re following the homeschooling laws where you’re a resident, there’s np.
2. If people do thing it’s odd, that’s their problem not yours.
3. This is something I’ve wanted to do for years, but don’t have the resources to pull off. I say GO FOR IT! =) What an absolutely amazing educational experience for your children.
4. No, I believe as long as you’re paying taxes in your home state, you’re not considered resident anywhere else. I think. Hopefully someone else will have a more definite answer on that one.