RV Help Center

How often can you change auto insurance limits?

admin — Mon, 27 Jul 2009 05:12:42 +0000

I’ve heard of a family that will drop most coverage when they park their RV for several months out of the year to save money and was wondering if I could do the same thing (drop collision coverage) for the Fall and Spring Semesters (I am a student) Any links you can find would be helpful. Thanx

You can drop collision as often as you want as long as your car is paid off. If you still owe on it you must carry collision. Just explain to the ins co that you are going to park it for a while and you will have no problem.

Cheap RV rentals on long island?

admin — Wed, 22 Jul 2009 10:03:32 +0000

i need to find a cheap Rv rental for 4 days(07/21/09-07/25/09) for 3 people. must include a kitchen(sink,stove,refrigerator,ETC.), 3 beds.(no shower/ toilet- if more money) to go to lake george ny. PLEASE GIVE WEBSITES/DEALS/ETC.

hi there,here"s a few links for you to browse through..

http://uk.search.yahoo.com/search?p=Cheap+RV+rentals+on+long+island%3F&ei=utf-8&fr=chr-yie8

http://www.bing.com/search?FORM=VE3D01&q=Cheap+RV+rentals+on+long+island%3F

http://www.google.com/search?q=Cheap+RV+rentals+on+long+island%3F&rls=com.microsoft:en-gb:IE-SearchBox&ie=UTF-8&oe=UTF-8&sourceid=ie7&rlz=1I7SUNA

http://www.rvrentalsofamerica.com/long-island-suffolk-ny-rv-rental.aspx

regards pops..

I am buying a RV Fifth Wheel to be used as my permanent home for $24,000.?

admin — Wed, 22 Jul 2009 10:03:12 +0000

I’m financing it through a personal loan from my cousin. But, I still need credit life insurance to make sure the RV home is paid for if I die before the note is paid off. Can I get this insurance anyway being HIV+?

How long is the term of the note?

If it’s a short term, and you’re *only* hiv+ without fullblown aids, it’s possible to find coverage through a high risk broker.

You could also consider extremely expensive guaranteed issue policies - although at the cost, you could probably pay off the RV a couple years sooner, by putting that extra premium to the principle.

Is anyone renting space for an RV? How much is it going to cost?

admin — Sat, 18 Jul 2009 11:58:47 +0000

I’m real close to buying an RV. The only problem is I don’t have anywhere to park it right now. It is 21 feet in length. How much do these RV parking rentals usually cost? Do they usually provide somewhere to dump your toilet water?

…check out "gprving.com" they have links to a lot of rental spaces.Here you can get basic information on Rving.

How much does full time RV insurance cost per year?

admin — Sat, 18 Jul 2009 11:58:42 +0000

I know it’s different for everyone but how much does it cost for you? And what size / class RV do you have? I’m just trying to get a rough estimate.

Thanks

Unless it is a motor home, all you need is comp and collision (liability is extended from the tow vehicle) and it is based on the value of the RV. My small 5th wheel (worth about $8,000.) insurance cost about $170.00 a year

What does it cost to live in an RV full time?

admin — Tue, 14 Jul 2009 15:07:30 +0000

What expenses would there be? Rental space at a mobile home park? Insurance, utilities,etc? Thank you!

Lot rents can range from 200 to 400 depending on location. Usually water is included, electric bout 30 a month.

How much would insurance be on a Toyota Dolphin motorhome rv ?

admin — Sat, 04 Jul 2009 22:52:10 +0000

1990 toyota dolphin rv needing insurance does anyone know a ballpark estimate on how much to insure ? thanks!!

It depends on your age, gender, location, and insurance history. If you have insurance for your vehicles get a quote for the motor home through the same agency. The premium for a motor home is actually fairly cheap if you’ve been continuously insured with no lapses, have a clean driving record and have other policies in force with the same insurance company. Can’t give you a figure without more information, sorry

Is there some good places/websites to find inexpensive RV rentals in Alaska?

admin — Fri, 03 Jul 2009 08:45:42 +0000

I’m hoping to pay less than $200/day for the rentals (near Anchorage)

…Check out "gorving.com".i think they still have a guide to rentals.

rv insurance question?

admin — Wed, 24 Jun 2009 21:33:06 +0000

I have a 2 yr old layton travel set up on my deer lease with insurance.Last week while clearing brush i had an accident and dropped a large tree on it , Now is this like full coverage car insurance and i just make my claim and pay the deduct or how is the process to get it fixed ?

Did you BUY full coverage on it?

If you did, then yes, damage by falling objects - like a tree - should be covered.

Hypothetical collision, who would insurance find at fault?

admin — Sat, 20 Jun 2009 19:32:26 +0000

Say suppose a RV is way over the yellow line. An oncoming car is approaching and to avoid a head on collision, the car runs off of the road in a ditch, panicked, and jerked the car back onto the road and hit the side of the RV. Who's at fault? Or instead of hitting the side of the RV, what about another car and made no contact with the RV?
I had a close call one time with a car over the yellow line coming from the other side of a hill. I didn't have time to react or do anything. I'm just glad my car is small and I wasn't close to the yellow line at the time. See this question for more about it: http://answers.yahoo.com/question/index;_ylt=ApbuXn5C_UwlKOJnWsZbqsnty6IX;_ylv=3?qid=20090606152107AAr2YCD

The proper response to someone in your lane is to head as far right as possible while SLOWING to a stop if needed. (while flashing lights, sounding the horn and anything else possible to get the other driver to pay attention.)

Jerking the vehicle back onto the road is considered unsafe. If a vehicle leaves the road for any reason it should be brought to a safe stop and then slowly and gently returned to the roadway when it is safe to do so. A good driver is watching far enough ahead and has complete control over his vehicle and thus can avoid that situation without "panic".

Loss of control of a motor vehicle makes the person at fault under law. The driver who left the road could be cited for failure to control a motor vehicle! (Falls under Reckless Driving, or Driving as to Endanger depending on state.)

Insurance companies now operate under a percentage of fault policy. They would find the driver who lost control to be at fault, but not 100%. The other driver would be found partially at fault as well. If the RV was involved in the accident. If an innocent 3rd party in another car was hit, that driver would have no liability in the accident and the insurance company would find the driver who lost control 100% at fault.