Lets say you are wanting to finance an RV. Would it be easier to obtain a loan through the credit union you belong to or the lender associated with the dealer?
You should compare what your credit union will offer versus the dealer.
Keep in mind that the dealer may shop around for rates, resulting in MULTIPLE inquiries on your credit report.
If you have a good history with your credit union, I suspect that not only would they be easier, but they would also give you a better deal.
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January 5, 2009 at 06:56 pm
You should compare what your credit union will offer versus the dealer.
Keep in mind that the dealer may shop around for rates, resulting in MULTIPLE inquiries on your credit report.
If you have a good history with your credit union, I suspect that not only would they be easier, but they would also give you a better deal.
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January 5, 2009 at 07:07 pm
I would check both places. But, since sales of RV's are way off right now, there is a good chance the dealer has better terms.
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January 5, 2009 at 07:21 pm
Whoever gets you the best deal. But also make sure they belong to the credit bureau
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Retired bill collector 35 years