About 6 months ago I lent my landlord "friend" 22 thousand dollars to help her pay her mortgage. She was in deep dept and was going to lose her house. I was also living there at the time, in one of her rooms she was renting out.
She promised to pay me back by refinancing after I lent her the money, or by getting a loan from the bank. It turned out that she was not able to get the loan, or refinance. And was not able to pay me back. She is now paying me whatever money she can get from her tenants that live in her house now that she rents out. She sleeps in her RV in her backyard and has no other job. One of her other tenants that lived in her guest house failed to pay her and owed her 4 thousand dollars. She had to evict them, and got no money from them. And therefore nothing to give me.
She is 53 years old. I am 27. I just want back my 20 thousand dollars. I live in WA state and just moved here a year ago. I don't know the laws here. And I don't know what to do.
I am currently living in her cottage house but am considering moving back to NY where I came from, a year ago. However I don't want to leave without getting this resolved. She wants to pay me through mail when I move but that is not good enough for me. I have no money because she has it all.
What should I do? Since I can't even afford a lawyer. We did not make any contracts when I loaned her my money. We were friends and I trusted her.
What a great friend you are to help out another. Since you didn't get a contract written up, I strongly suggest getting her to commit to signing something. If you cannot afford an attorney, you can certainly file a lawsuit against her for the money owed. You would need to file in superior court in Washington state. You can download the necessary paperwork or even purchase the forms in a stationary store. There is one in Everett. If you need any help, please feel free to email me. Best of luck to you.
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January 20, 2009 at 05:26 am
go to judge judy and yeah,
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its a good show -
January 20, 2009 at 05:42 am
put a lien on her house
is there proof that you took that amount out from your bank?
did you give her cash?????????
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January 20, 2009 at 06:07 am
Sorry, but if you loaned someone 20K without paper, you would have a hard time proving it, even for Judge Judy.
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Experience, but it cost a lot less than 20K. -
January 20, 2009 at 06:41 am
You can represent yourself in court, you'll just need to file a lawsuit in District Court. But that doesn't mean you'll get anything, except a judgment against her and maybe a lien on her RV.
Your best bet may be just to remain friends and continue to receive whatever she's able to pay.
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January 20, 2009 at 06:48 am
You can't get blood out of a rock. If she doesn't have the $20,000 you can't get it from her. You can sue, but she'd still have to pay it out.
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January 20, 2009 at 07:00 am
Since you don't have any written documentation stating that she received the money, you won't be able to prove you loaned it to her. If you have witnesses that saw you give her the money as a loan, you might be able to recover your money.
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January 20, 2009 at 07:12 am
I don't think she'll pay by mail. If she wrote you a check for the money–maybe that might help your case–prove that she owes you money and then maybe can summons on the papers that when she used the money to paydown. I'm thinking, gotta show that paid that amount on some kind of paperwork. don't give up, try small claims etc.
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January 20, 2009 at 07:29 am
if the rv is worth something i would have her Sign it over to you if she has a car i would have her Sign that over too good luck
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January 20, 2009 at 07:49 am
I would consult an attorney ( some will talk to ya for free ) at least get some advice as to what you can do ! Honestly i would never lend that kinda money to anyone and if did i would have gotten something in writing signed by the two of you and a notary !
Good Luck hun
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January 20, 2009 at 07:54 am
What a great friend you are to help out another. Since you didn't get a contract written up, I strongly suggest getting her to commit to signing something. If you cannot afford an attorney, you can certainly file a lawsuit against her for the money owed. You would need to file in superior court in Washington state. You can download the necessary paperwork or even purchase the forms in a stationary store. There is one in Everett. If you need any help, please feel free to email me. Best of luck to you.
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